Banking built around your ambitions.

Save, borrow and manage your money with Stark.

What would you like to do today?

Whatever your goal, Stark has a simple way to get there. Pick a starting point below.

Earn competitive interest on flexible savings that fit your life.

Fast, fair micro-loans for people and businesses, with clear repayments.

Accounts, payments and finance tools that help your business grow.

Lock in higher returns over a fixed term with guaranteed rates.

A free-to-run everyday account you can open in minutes.

Talk to a real person 24/7, or find quick answers in our help centre.

Why Stark

Up to 14% p.a.

Grow your money with competitive interest on Instant Access Savings, calculated daily and paid monthly.

Explore Savings

Decisions in minutes

From working-capital to personal loans, apply in minutes with transparent rates and no hidden fees.

Get a Loan

24/7 digital

Bank securely from anywhere with proactive, purpose-built defences and a team of specialists on your side.

250,000+

Customers served

₦48bn

Loans disbursed

99.98%

Uptime

4.8/5

Customer rating

Open your Stark account in minutes — no paperwork, no queues.